"lending" Blog Posts

• Lending, Assets, Insured Shares, Deposits Continue Growth in 2Q
• 3Q2022 Credit Union Profile Available
• 72% of Economists Expect US recession by Mid-2023
• Adverse Action Notices and AI Underwriting: CFPB Weighs In
• Analysts Expect Rate Hikes to Boost Regional Banks' Q3'22 Earnings
• Appeals Court Blocks Biden’s Student-Loan Forgiveness Program
• As Crypto Investments Sputter, Payments Get a Second Wind
• Auto Loans Cruising at U.S. Credit Unions in Q2
• Auto Sales Were Not Supposed to be This Strong, And Yet
• Bankers Betting Interest Rates Will Peak in First Half of 2023
• Become a Better Lender: ULEND Academy Set for Feb. 8-10; Registration Closes Jan. 21
• Biden's Student-Loan Relief Plan Gets Expanded Review from Supreme Court
• Bill to Curb Payday Lending Abuses Introduced in Congress
• Bipartisan Senate Bill Would Exempt Veteran Business Loans from Cap
• Car Loan or Rent? As Car Prices Hit New Highs, So Do Auto Loan Payments
• CFPB Examines Potential Impact of Rising Car Prices on Consumer Credit
• CFPB Issues Advisory Opinion on Fair-Lending Laws
• CFPB Launches Effort to Spur New Opportunities for Homeowners in the Mortgage Market
• CFPB Opens Inquiry Into ‘Buy Now, Pay Later’ Credit
• CFPB Plans to Revisit the CARD Act, Older Regulations: Chopra
• CFPB Releases Blog Post Favoring Use of Self-Reported Cash Flow Data in Credit Underwriting
• CFPB Says Servicers Should Offer Loss Mitigation Beyond COVID Hardships
• CFPB: Mortgage Borrowers Can Challenge Inaccurate Appraisals Through the Reconsideration of Value Process
• Compliance: NCUA Issues Reminder on ECOA Requirements
• Consumer Sentiment Around Buying, Selling of Homes Declines for Sixth Straight Month
• Cost-Conscious Consumers Moving to Digital Auto Refinancing
• Credit Card Charge-Off, Delinquency Rates Muted Amid Slow Normalization
• Credit Card Delinquencies, Charge-Offs Stay Muted as Consumers Pay Down Balances
• Credit Card Interest Rates Hit Record High
• Credit Score Prices to Rise as Much as 400% in 2023
• Credit Union Auto Loan Market Share Jumps in Q1 2022
• Credit Union Loans Increased 1.9% in August
• Credit Union Loans Increased 2.3% in May
• Credit Union Loans Increased 2.4% in June
• Credit Unions Capture Majority of Q3 2022 Auto Market Share
• Credit Unions Face Historic Pressure to Make Loans
• Credit Unions Gain Larger Share of Auto Loans as Banks Lose Momentum
• Credit Unions Increase Student Lending 12.8% YOY in Q2
• Credit Unions: Join Initiative to Help Industry Secure Share of $27 Billion to Provide Green Loans to Aid Your Members, Communities
• Crypto: A New Way To Drive Lending?
• CU Lending Trends: First Mortgage, Used Car Lending Gains
• CU Loans Outstanding Again Up Robustly During September, New CUNA Data Show
• CUNA Finds CU Lending Still Strong in August
• CUNA Mutual Group Trends Report: CU Auto Loan Balances Expected To Finally Grow
• CUNA Mutual Group Webinar Set for Jan. 18: Emerging Risks
• CUNA-Led Litigation Results in Nationwide Stay of CFPB’s 1071 Rule
• CURRENT Newsletter | September 12, 2023
• CURRENT Newsletter | September 8, 2023
• Delinquencies on Auto Loans Originated in ’21, ’22 Are Starting to Rise Relative to Earlier Loans, New Analysis Finds
• Despite Stellar Credit Quality, Small Lenders Expect Economic Headwinds
• Dimon Says US Recession Likely by Mid-2023
• Economic Update Covers 'Eye-Popping' Loan Growth, Consumer Perceptions
• Experian Report Underscores Dealers' Need for Credit Union Partnerships
• Experian: Lower Rates Help Credit Unions Grab Q2 Auto Loans
• Fed Releases Latest Consumer Credit Outstanding Data, Industrial Production and Capacity Utilization Summary
• Fed Watching Red-Hot Housing Market for Financial Stability Risks
• Fed's Rate Hikes are Tanking the Mortgage Market
• Federal Agencies Instructed to Minimize Effect of Medical Debt in Loan Considerations
• Fintech Opens Up a Market for FIs: Lending Against Life Insurance
• Firms Vie To Lead Consolidated Equifax Glitch Fight in Georgia
• First Mortgage Portfolio Niche Lending: Current Trends and Opportunities
• First-Time Homebuyer Affordability at its Worst in 3 Years
• For Big Banks, Headwinds for Loan Growth After Strong 2Q
• For Third Month in a Row, Used Car Values See a Decline
• Gen Z’s Changing Financial Profile: Key Facts for FIs’ 2023 Planning
• GROWTH Conference: Leveraging All Facets of Your Operations, Organization to Drive Growth & Fuel Success
• Here's How the Fed Will Read Today's Jobs Report
• Here's What Fannie Mae Forecast Sees Ahead for Economy, Rates
• Higher Prices, Rates Putting Brakes on Car Sales
• HMDA: Credit Unions Lend to Lower-Income Americans
• Home Equity Loans Back in Vogue as Cash-Out Refis Fade
• Home Inventory Won’t Return Until at Least 2024: Zillow
• Homebuyer Optimism Continues to Shrink
• How to Establish Credit in the Hispanic and Latino Community
• I Know it's Today ... We Won't Repeat the Mistakes of 2008
• If the Supreme Court Strikes Down Student-Loan Forgiveness, It Could Have 'Startling Implications,' Biden Says
• IGNITE 2023 Education Session: AI-Driven Resilience: Member-Focused Lending for Credit Unions in Any Economic Climate
• Interest Rate Upswings Cooling Regional Housing Markets
• Interest Rates on Credit Cards Hit 26-Year High
• June Auto Lending Report Features Recategorized Loan Data
• Lawsuit Says Equifax Error Made Loan Pricier
• League's Blau Interviewed for Virginia Business Article
• League-Supported Green Lending Initiative Continues to Draw Support
• Lenders Face Uncertain Legal Risks Amid PPP Fraud Investigations
• Lending Likely to Slow in ’23, Recession Possible in '24 or '25, Suggests New CUNA Mutual Forecast
• Lending, Assets, Insured Shares Growth Reported in First Quarter of 2022
• Letter to Federal Credit Unions (23-FCU-02) Permissible Loan Interest Rate Ceiling Extended
• Loan Growth Ramping Up at US Credit Unions
• Loan Growth Shows Dramatic Rise
• Majority of Consumers Say Bias, Racism Exist in Financial, Credit Scoring Systems
• May 18 Virtual Event: Lending Landscape
• MDI Credit Unions’ Strong Performance Benefits Members and Communities
• Minority Borrowers Still Trail in Purchase Mortgages; Nonbanks Dominate Top 2021 Mortgage Lender List
• Mortgage Credit Availability Falls to Lowest Point since 2013
• Mortgage Production Will Fall 9% in 2023: MBA Forecast
• Mortgage Rates at Credit Unions, Community Banks Rise in H1
• Mortgage Rates Climb Again, Jumping to More Than 5.5%
• Mortgage Rates Top 7% for the First Time Since 2002
• NAFCU Compliance Blog: A Refresher on the Statutory Lien
• NAFCU Compliance Blog: Can A Personal Loan Be Used to Pay College Tuition without Triggering Regulation Z Requirements?
• NAFCU Compliance Blog: Indirect Lending - Compliance Risk Considerations
• NCUA Releases Q2 2022 State-Level Credit Union Data Report
• NCUA to Host Loan Risk Webinar March 22
• Oct. 5 Webinar: Embarking on the AI Lending Journey
• One-in-Five Home Sellers Dropping Asking Price as Housing Market Cools
• Ongoing Rate Increases Have Not Only Not Slowed Member Borrowing (Yet), Pace Has Picked Up
• Pain to Follow GDP Gain, CUNA Predicting 'Growth Will Not Last'
• Pentagon FCU Closes Inaugural Prime Auto Loan Securitization
• QCash Financial CUSO: No Credit Check Loans for Your Members; 6 Clicks in 60 Seconds
• Recession Will Begin Earlier Than Expected, Says Fannie Mae Forecast
• Registration Open for NCUA Loan Risk Webinar
• Regulatory Alert (23-RA-02) Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2023
• Regulatory Compliance Weekly Roundup: June 30, 2023
• Reminder: Lending Risks Webinar Oct. 12
• Remote Notarization Becoming a Must-Have Offering?
• Remote Work Sticks, Signaling Doom for US Commercial Real Estate Sector
• Rise in Credit Card Balances is the Largest in More Than 20 Years
• Small Banks Turn Corner on Loan Growth
• Some Analysts Say US in Housing Recession
• Supreme Court Likely to Rule that Biden Student Loan Plan is Illegal, Experts Say
• Surprise: Borrowers May Face Up to $1,100 in State Taxes on Forgiven Student Loans
• The Big Question in Auto Loans: Why Aren’t Repossessions Increasing?
• The Future of Auto Lending
• Three Impacts of a Cooling Housing Market
• Total Consumer Credit Rises, as CUs Grab Larger Share
• Trade Groups Seek More Time to Comment on CFPB's Proposed Credit Card Fee Cuts
• Treasury Yield Curve Points to Recession with End of Fed Hikes Uncertain
• US Banks'Loan-to-Deposit Ratio Jumps as Loan Growth Soars, Deposit Growth Slows
• US Credit Union Auto Loans Top $400B in Q3
• US Credit unions Working Off Excess Liquidity
• US Housing Market: House Price Growth Decelerates in June
• Vehicle Sales Rise in April, But Still Down More Than 20% YoY
• Week’s Advocacy Issues Dominated By Interchange, Injunction Blocking CFPB’s Reporting Rule on Small Biz Lending
• White House Announces New Round of Federal Student Loan Relief
• Will Tumult in the Housing Market Change the Fed's Trajectory?
• Zest AI Hosting April 12 Webinar: Proven AI Underwriting for Smaller Credit Unions
• Zest AI: Every Important Journey Needs a Navigator
• ‘Borrowers Are Feeling the Squeeze’ as Interest Rates Climb While Inflation Remains High, Financial Analyst Says