"mortgages" Blog Posts
- Fannie Mae Cuts 2022 Origination Forecast
- Mortgage Bankers Record Largest Average Loss Since 2008
- Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
- Agencies Propose Interagency Guidance on Reconsiderations of Value for Residential Real Estate Valuations
- Anticipation Rates Will Rise Soon Drives Big Jump in January Home Sales
- As Mortgage Market Cools, Fraud Risk Heats Up
- As Mortgage Rates Continue to Rise, Refinancings Plunge
- As the Secondary Market Rethinks Risks, So Too Must Lenders
- Bank of America to Offer Zero-Down Payment Mortgages in Certain Black and Hispanic Communities
- Borrowers Have a Record $11 Trillion in Tappable Equity
- CFPB Compliance Guides, Videos and Resources Available
- CFPB Launches Effort to Spur New Opportunities for Homeowners in the Mortgage Market
- CFPB Says Servicers Should Offer Loss Mitigation Beyond COVID Hardships
- CFPB: Help Us Spur New Opportunities for Homeowners in the Mortgage Market
- CFPB: Mortgage Borrowers Can Challenge Inaccurate Appraisals Through the Reconsideration of Value Process
- CFPB’s Housing Portal Offers Help for Servicemembers, Veteran Homeowners, and Renters
- Comp Selection is at the Heart of Appraisal Bias, Advocacy Groups Claim
- Consumer Sentiment Around Buying, Selling of Homes Declines for Sixth Straight Month
- Credit Unions Wary Despite Record-Low Delinquencies
- CUBroadcast: NCUA's Harper Addresses Consumer Financial Protection, Appraisal Bias
- Declining Mortgage Affordability Quantified in New Index
- Delinquency Rate Reverses Course after Earlier Uptick
- Economic Update Covers Housing Market Tends
- Fannie Mae Introduces New Refinance Application-Level Index
- Fed Watching Red-Hot Housing Market for Financial Stability Risks
- Fed's Rate Hikes are Tanking the Mortgage Market
- FHA Implements Revised Appraisal Validity Period Guidance
- FHA Mortgage Eligibility Expanded For COVID-19 Affected Borrowers
- FHFA Announces Mandatory Use of the Supplemental Consumer Information Form
- FHFA Looks to Loosen FICO’s Hold on Mortgage Approvals, Says Lenders Should Also Use Scores from VantageScore
- First-Time Homebuyer Affordability at its Worst in 3 Years
- Freddie Mac Expands Use of Bank Account Data for Verifications
- Ginnie Mae Recognizes Credit Unions as Regulated Depositories
- Ginnie Mae Says Most Issuers are Compliant with Risk-Based Capital Rule
- Here's What Fannie Mae Forecast Sees Ahead for Economy, Rates
- Here’s What New Forecast Predicts for Economy, Housing and Refi Volume
- Higher Interest, Rising Prices, Fewer Listings: A Bad Mix for Mortgages
- HMDA: Credit Unions Lend to Lower-Income Americans
- Home Equity Loans Back in Vogue as Cash-Out Refis Fade
- Home Inventory Won’t Return Until at Least 2024: Zillow
- Home Prices Surge to Another High
- Home Sales Data Shows the Housing Market is Normalizing
- Home Sales Decline for Seventh Straight Month
- Home Sales Dropped 20% in August From a Year Ago
- Home Sales Rise in August, But the Numbers are an Anomaly, Says Economist
- Homebuilders Say U.S. is in ‘Housing Recession’ as Sentiment Turns Negative
- Homebuyer Optimism Continues to Shrink
- Housing Market has 'Further to Fall,' According to New Goldman Sachs Forecast
- Housing Slowdown: New Home Sales Fell 10.9% in September
- HUD Issues Proposal for 40-Year Modifications
- Interest Rate Upswings Cooling Regional Housing Markets
- Is the 30-Year Mortgage on Its Way to Being the 40?
- Item of Note: DC Resolution on Foreclosure Protections
- League's Blau Interviewed for Virginia Business Article
- MBA Lobbies for Mortgage Insurance Premium Cut
- MBA Trims Mortgage Forecasts as Recession Chances Are Now a 'Coin Flip'
- Measures Risk Understating Housing Costs
- Minority Borrowers Still Trail in Purchase Mortgages; Nonbanks Dominate Top 2021 Mortgage Lender List
- Mortgage Boom Is Over, MBA Drops Originations Forecasts Again
- Mortgage Credit Availability Falls to Lowest Point since 2013
- Mortgage Delinquencies May Surge as Budgets Stretch
- Mortgage Loan Modifications Rose 40% in 4Q: OCC
- Mortgage Payments Keep Rising by Around $100 Per Month
- Mortgage Production Will Fall 9% in 2023: MBA Forecast
- Mortgage Rates Actually Decline, But Application Volumes Remain Down
- Mortgage Rates Climb Again, Jumping to More Than 5.5%
- Mortgage Rates Hit 5% for the First Time in Over a Decade
- Mortgage Rates Reach Highest Level Since 2008
- Mortgage Rates Rise by Just 2 Basis Points, But Troubles Remain for Housing Market
- Mortgage Rates Top 7% for the First Time Since 2002
- Mortgages Slip, New Car Sales Slide in August
- NAFCU Compliance Blog: Periodic Mortgage Statements and the Automatic Stay
- NAFCU Compliance Blog: PMI/MIP Refresher
- NAFCU Compliance Blog: Revised Closing Disclosures
- NAFCU Compliance Blog: Spring 2022 Supervisory Highlights Part II: Mortgage Origination, Prepaid Accounts, Remittances, and Student Loan Servicing
- One-in-Five Home Sellers Dropping Asking Price as Housing Market Cools
- Originations Hit a Record $4.4 Trillion in 2021
- Potential for FHFA to Purchase More Nonconforming Loans from CDFIs is Addressed by Director
- Rates Rose, But So Did Mortgage Apps for First Time in 6 Weeks
- Recession Fears Hit Risky Mortgage Debt Amid Default Concerns
- Regulatory Alert (22-RA-03) 2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
- Regulatory Alert (23-RA-02) Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2023
- Remote Notarization Becoming a Must-Have Offering?
- Rep. Waters Introduces Legislation to Combat Appraisal Bias
- Request for Information Regarding Mortgage Refinances, Forbearances
- Rise in Wire Fraud Partially Attributed to Exhausted Homebuyers
- Some Analysts Say US in Housing Recession
- Some Student Loan Forgiveness Will Benefit Mortgages
- Targeted Fee Changes for Certain Borrowers Announced by FHFA
- Three Impacts of a Cooling Housing Market
- U.S. Pending Home Sales Drop for a Sixth Month in Worst Skid Since 2018
- US Credit Unions' 2021 Mortgage Origination Growth Lags Other Lenders
- US Credit Unions' 2022 Mortgage Originations Fall YOY
- US FIs Fear Slowdown in Mortgage Activity as Rates Skyrocket
- US Housing Market: 2022 Opens With 19.2% House Price Surge
- US Housing Market: House Price Growth Decelerates in June
- US Housing Market: House Prices Surge Over 20% YOY in March
- What the FHFA Credit Score Change Could Mean for the Industry
- Why ALTA Fears Title Insurance Alternative Use Could Go Too Far
- Will Tumult in the Housing Market Change the Fed's Trajectory?
- ‘Significant Risks’ Remain for Many Homeowners in Making Mortgage Payments, CFPB Report Finds