FFIEC Releases 2021 Mortgage Lending Data

Data on 2021 mortgage lending transactions reported by 4,338 U.S. financial institutions under the Home Mortgage Disclosure Act (HMDA) is available via the Federal Financial Institutions Examination Council. Covered institutions include credit unions, banks, savings associations, and mortgage companies.

The HMDA data are the most comprehensive publicly available information on mortgage market activity. The data help the public assess how financial institutions are serving the housing needs of their local communities and facilitate federal financial regulators’ fair lending, consumer compliance, and Community Reinvestment Act examinations.